This week's picks

Temple vs. Navy Prediction and Pick, Week 10 2026

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Data updatedNov 1, 2026
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Picks two teams at random. Any FBS team can come up.
The numbers sayNavy

72% chance to win

  • Navy's passing game has the edge on Temple's pass defense. Navy is above average (47th) in EPA per pass, and Temple is bottom-20 (123rd) in EPA per pass allowed.
  • Navy's offense has the edge on Temple's defense. Navy is above average (36th) in success rate, and Temple is bottom-20 (116th) in success rate allowed.
Preview

Temple at Navy

Kickoff: Sat, Nov 7, 3:30 PM ET
TV: CBSSN
Location: Navy-Marine Corps Memorial Stadium, Annapolis, Maryland
Matchup: Temple (2–6) at Navy (2–6)
Series: Navy leads 11–9
Last meeting: Navy 32–31 in 2025
SP+Navy by 8.673% chance to win
PRIMENavy by 4.964% chance to win
EloNavy79% chance to win
The lineNot posted yet
Kickoff
Sat, Nov 7, 3:30 PM ET
TV
CBSSN
Where
Navy-Marine Corps Memorial Stadium
Series
Navy leads 11–9
Last meeting
Navy 32–31 in 2025

The ratings and the line

MarginWin chanceTotal
SP+Navy by 8.673%66
PRIMENavy by 4.964%
EloNavy79%

Margins include home field. SP+ is Bill Connelly's rating; Sources has PRIME and Elo. No line posted yet.

SP+ projection
Navy by 8.6
73% win chance
PRIME projection
Navy by 4.9
64% win chance
Records
2–6 vs 2–6
American Athletic vs American Athletic

How we picked it

Who wins, Temple or Navy?

SP+Grades every play this season
Navy by 8.6SP+ rating: Navy -1.6 (80th), Temple -7.7 (99th). Navy gets 2.5 points for playing at home. Projected score: Navy 37, Temple 29.
PRIMERates possession by possession
Navy by 4.9PRIME rating: Navy -4.2 (90th), Temple -6.6 (96th). Navy gets 2.5 points for playing at home.
EloFinal scores only, carried over from last season
Navy 79%Elo rating: Navy 1463, Temple 1293. Navy gets 55 Elo points for playing at home.

Three ratings look at a team in three different ways. The numbers' pick is the team at least two of them favor.

Where the game is won

Which matchups decide Temple vs. Navy?

All three ratings favor Navy, by 4.9 to 8.6 points. Navy's best matchup is its passing game, 47th in EPA per pass, against Temple's pass defense at 123rd. Temple's way back in is its offense, 20th in yards per play, against Navy's defense at 121st.

Temple with the ball

Run game vs run defenseYards per carry
12thvs42nd
Temple
Pass protection vs pass rushSack rate
121stvs48th
Navy
Ball security vs takeaway defenseInterception rate
79thvs84th
Even
Early-down offense vs early-down defenseSUPLEX
23rdvs84th
Temple
Offense vs defenseSuccess rate
54thvs99th
Temple
Scoring offense vs scoring defensePoints per game
97thvs112th
Even
Big-play offense vs big-play defenseExplosive play rate
12thvs76th
Temple
3rd down offense vs 3rd down defense3rd down rate
42ndvs117th
Temple
Passing game vs pass defenseEPA per pass (opponent-adjusted)
64thvs118th
Temple
Offense vs defenseEPA per play (opponent-adjusted)
33rdvs78th
Temple

Navy with the ball

Run game vs run defenseYards per carry
20thvs66th
Navy
Pass protection vs pass rushSack rate
96thvs126th
Navy
Ball security vs takeaway defenseInterception rate
46thvs110th
Navy
Early-down offense vs early-down defenseSUPLEX
27thvs79th
Navy
Offense vs defenseSuccess rate
36thvs116th
Navy
Scoring offense vs scoring defensePoints per game
74thvs92nd
Even
Big-play offense vs big-play defenseExplosive play rate
64thvs98th
Navy
3rd down offense vs 3rd down defense3rd down rate
66thvs131st
Navy
Passing game vs pass defenseEPA per pass (opponent-adjusted)
47thvs123rd
Navy
Offense vs defenseEPA per play (opponent-adjusted)
55thvs123rd
Navy

Each row puts one team's unit against the unit it faces, by national rank out of all FBS teams. An edge is a gap of 25 spots or more.

Injuries and availability

Who's out for Temple and Navy?

Temple

  • Nobody listed. No regular has missed the last two games.

Navy

  • Nobody listed. No regular has missed the last two games.

Statuses come from the conference availability reports and team news, as of the date shown. "Hasn't played" means a regular (the main passer, a quarter of the carries or 15% of the catches) with no pass, carry or catch in his team's last two games, from the play-by-play. That can be an injury, a benching or a suspension. Linemen and defenders don't show up in that check.

The teams in charts

How Temple and Navy compare, in charts

Each chart puts all 138 FBS teams on two stats; Temple and Navy are lit. Dashed lines are the FBS averages, and up and right is better. Ranks in parentheses. Games through Oct 31, 2026.

The players in charts

How Temple's and Navy's players compare

The scatter charts show the top 40 FBS players at the position by both stats combined, plus the players lit here. Dashed lines are the averages; up and right is better. Ranks are among every FBS player at the position with enough snaps. Takeaways are interceptions plus fumble recoveries. Games through Oct 31, 2026.

RatingsNavy 8–2

How do SP+, PRIME and Elo rate Temple and Navy?

On a neutral field, SP+ has Navy 6.1 points better (80th to 99th). PRIME also has Navy ahead, by 2.4. Elo, which only sees results, also has Navy ahead (75th to 111th).

-7.799th
-1.680th
25.579th
29.052nd
33.3117th
30.4101st
0.154th
-0.3104th
-6.696th
-4.290th
1.1556th
-2.2984th
-7.65126th
-0.3470th
-6.4105th
-3.579th
-2.6126th
-2.1117th
1293111th
146375th

Opponent-adjusted power ratings. These drive the projection.

Opponent-adjustedNavy 11–5

Who's better once you adjust for the schedule?

Temple's offense ranks 33rd in adjusted EPA per play, and the Navy defense it faces ranks 78th in EPA per play allowed. Navy's offense ranks 55th against Temple's 123rd-ranked defense. Both offenses have the edge on the defenses they face. The biggest edge on the board is Navy's efficiency: 46th in adjusted success rate, against Temple's 129th-ranked defense. That's a mismatch. Adjust for opponents and Navy's defense climbs from 113th to 78th in EPA per play allowed: it has done its work against good offenses.

+0.1633rd
+0.1255th
+0.2064th
+0.2247th
+0.1317th
+0.1137th
41.6%65th
43.5%46th
47.3%56th
50.5%23rd
30.0%79th
27.7%117th
0.9542nd
0.9720th
3.225th
3.207th
1.3218th
1.467th
+0.20123rd
+0.1278th
+0.29123rd
+0.27118th
+0.1098th
+0.0234th
47.2%129th
39.7%38th
0.9355th
0.9471st
3.0081st
2.7110th
1.1058th
1.0033rd

The same efficiency numbers, adjusted for the offenses and defenses each team has faced (CollegeFootballData.com). A good number against a soft schedule shrinks; one against a hard schedule grows.

EPANavy 5–3

Who's more efficient, Temple or Navy?

Temple is better running (31st in EPA per rush) than throwing (52nd). Navy's run defense ranks 58th, so that's an edge. Navy is better running (14th in EPA per rush) than throwing (70th). Temple's run defense ranks 95th, so that's a mismatch. On third down, Navy has the edge: its offense ranks 28th in EPA per third-down play, and the defense it faces ranks 131st.

+0.2135th
+0.1944th
+0.2652nd
+0.2270th
+0.1831st
+0.2314th
+0.5250th
+0.6228th
+0.21118th
+0.18113th
+0.33113th
+0.40129th
+0.1295th
+0.0358th
+0.68131st
+0.58115th

Expected points added per play, from CollegeFootballData.com. EPA measures how much each play changes the points a team can expect from the drive. Zero is break-even; +0.20 is very good. Not adjusted for opponents.

ScoringEven 1–1

Who scores more, Temple or Navy?

Temple is outscored by 3.0 a game, and Navy is outscored by 2.3. Temple's offense ranks 97th in scoring, and the Navy defense it faces ranks 112th in points allowed. Navy's offense ranks 74th against Temple's 92nd-ranked defense. Neither side of the ball has a clear edge.

23.697th
27.674th
26.692nd
29.9112th

Per game, FBS opponents only.

OffenseTemple 8–4

Which offense has the edge?

Temple's best matchup is third downs: its offense ranks 42nd in 3rd down conversion rate, and Navy's defense ranks 117th in 3rd down conversions allowed. That's a mismatch. Navy's best matchup is staying on schedule: its offense ranks 36th in success rate, and Temple's defense ranks 116th in success rate allowed. That's a mismatch.

179.1119th
108.6131st
201.830th
302.53rd
6.9220th
6.2858th
6.0912th
5.9820th
9.0120th
7.8360th
64.8%59th
41.4%134th
44.8%54th
46.2%36th
16.1%12th
12.4%64th
43.7%42nd
40.6%66th
9.1%121st
6.7%96th
2.5%79th
1.8%46th
62.6%23rd
61.3%27th

Per game and per play, from play-by-play.

DefenseNavy 7–4

Which defense has the edge?

Navy's defense is best placed to get home: it ranks 48th in sack rate, and Temple's offense is bottom-20 at avoiding sacks (121st). That's a mismatch.

204.054th
254.5119th
164.894th
140.351st
5.9682nd
6.79121st
4.7666th
4.4542nd
7.7787th
10.28137th
46.7%116th
45.0%99th
12.5%98th
11.6%76th
48.9%131st
45.3%117th
3.7%126th
7.0%48th
1.4%110th
2.0%84th
55.3%79th
56.0%84th

What opponents managed against them.

Up frontNavy 10–2

Who wins up front?

Navy has the better number in 10 of 12. The biggest gap is power success (short yardage), where Navy ranks 5th and Temple 117th.

52.450th
59.112th
41.4121st
53.641st
3.4414th
3.544th
2.8866th
2.6627th
1.3011th
1.2425th
1.7518th
1.9110th
16.8%59th
11.8%7th
16.2%104th
20.2%48th
63.6%117th
86.1%5th
79.5%116th
78.6%113th
7.9%35th
10.1%97th
6.2%136th
9.2%77th

The lines. Big Uglies is our rating for each offensive line and each defensive front: adjusted line yards (30%), stuff rate (20%), power success (15%), sack rate (20%) and front-seven havoc (15%), against every FBS team. 50 is average, and every 10 points is a standard deviation. Line stats from CollegeFootballData.com, garbage time out.

TurnoversTemple 6–1

Who wins the turnover battle?

Temple is 0.0 in turnover margin a game and Navy is −0.9. At about five points a turnover, that's roughly a 4-point edge for Temple. Turnover margin rarely holds from one month to the next, so don't count on it.

0.145th
0.2916th
0.7198th
1.14133rd
0.8625th
1.4389th
0.29120th
0.5785th
0.5751st
0.00132nd
0.86108th
0.57129th
0.067th
-0.9123rd

Per game, from play-by-play.

TalentTemple 9–1

Which team has more talent?

Temple has the more talented roster (80th in the 247Sports talent composite; Navy is 138th). But Navy plays further above its talent: +27.7 points of SP+ beyond what its roster predicts, to Temple's −5.7.

631.180th
195.7138th
6.3%88th
0.0%126th
11920th
1971st
—
29.1%68th
—
-5.7104th
+27.71st
37.0%74th
13.8%114th
0.0%109th
-3.1%127th
22.9%90th
19.4%94th
69.1%19th
14.6%113th
97.899th
140.0135th

247Sports team talent composite and 2026 transfer portal class. Star counts cover only the players 247Sports rates, not walk-ons, so they add up to less than the full roster. Ranks are out of all 138 FBS teams.

RECEIPTSTemple 3–1

Where did each team's wins come from?

Temple is −2.0 wins against a .500 team; the biggest piece is luck (−1.4). Navy is −2.0 wins against a .500 team; the biggest piece is roster (−3.4). Navy's record is 2.0 wins worse than its play on bad luck, so it's better than the record says.

-2.0120th
-2.0120th
+0.855th
+0.472nd
-0.283rd
-3.4136th
-1.1108th
+3.04th
-1.4130th
-2.0138th

Where the wins came from. Every team starts as a .500 team. Then each win (or loss) goes to the schedule, the roster, the coaching or luck, and the four add up to the real record. Wins above or below a .500 team.

FAQ

Temple at Navy: questions people ask

Temple vs. Navy prediction: who will win?

The numbers pick Navy, 72% chance to win. All three ratings favor the same team. Navy's best matchup is its passing game, 47th in EPA per pass, against Temple's pass defense at 123rd.

Where can I watch Temple vs. Navy, and what time is it?

Sat, Nov 7, 3:30 PM ET at Navy-Marine Corps Memorial Stadium. It's on CBSSN.

What's the projected score of Temple vs. Navy?

SP+ projects Navy 37–29. That's from this season's SP+ offense, defense and special teams ratings, with home field worth 2.5 points.

What's the Temple vs. Navy series history?

Navy leads 11–9. Last meeting: Navy won 32–31 in 2025.

Who are the players to watch in Temple vs. Navy?

Temple: Ajani Sheppard (1,265 passing yards), Keveun Mason (560 rushing yards) and Colin Chase (330 receiving yards). Navy: Jackson Gutierrez (717 passing yards), Vic Listorti (251 rushing yards) and Charles Robinson (85 receiving yards). Season totals through Oct 31, 2026.

Who are the quarterbacks in Temple at Navy?

Temple's is Ajani Sheppard (1,265 passing yards this season); Navy's is Jackson Gutierrez (717 passing yards this season).

Keep going

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Numbers through the games of Oct 31, 2026. SP+ as of Oct 27, 2026. Updated every week.

Ratings: SP+ via CFB Update; PRIME via primecfb.com. Box and play stats computed from CollegeFootballData.com play data (via the public cfbfastR files), FBS games only for scoring. Rushing yards here exclude sacks, so they run higher than official totals. Ranks are out of 138 FBS teams.

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